Standing at the corner of Vicarage Road and Chapel Street, the former Poulton Savings Bank is one of the town’s most distinctive historic buildings and a reminder of a time when encouraging ordinary working people to save was seen as both a financial and social responsibility. Founded on 23 February 1822, the bank was established to provide a secure place where local people could deposit even the smallest amounts of money, helping families prepare for times of hardship while promoting thrift and financial independence. It was one of the earliest trustee savings banks to be established in Lancashire following the…